Frequently Asked Questions
Answers to the questions our clients ask most.
Applications are reviewed within 24 hours. All loans are subject to affordability assessment and credit profile. Once approved and contracted, funds are paid into your bank account.
Contact us immediately if you're struggling. We'll work with you to find a lawful solution. Ignoring the problem only makes it worse.
We don't "blacklist" anyone. However, as an NCR‑registered provider, we report to credit bureaux as required by law. Late or missed payments can affect your credit score, so please keep us informed.
Personal information is processed in accordance with our Privacy Policy and POPIA. WhatsApp messages are end-to-end encrypted for message content; standard caveats about metadata and backups apply. This website itself does not store your personal information it hands you off to WhatsApp to continue the conversation with our team.
As a registered credit provider, we conduct affordability assessments as required by the National Credit Act. This may include a credit check. We assess each application on its own merits.
Yes. Our official WhatsApp numbers are 072 324 8511 (main line), 082 746 9784 (Hleziphi Mudau, Field Operations Officer) and +27 65 899 4026 (Mpendulo Shabangu, Sales Agent). We will never ask for passwords or upfront payments over WhatsApp.
We offer loans from R500 - R3,000. The amount approved depends on your affordability assessment and credit profile. We do not guarantee approval.
Once we begin the WhatsApp conversation, we may ask for: (1) a valid South African ID, (2) proof of income (payslip or bank statement), and (3) an active bank account. Additional documents may be requested depending on the loan amount. Documents are handled inside WhatsApp, never through this website.